Published by New York State Law Reporting Bureau pursuant to Judiciary Law 431. . i am so disgusted with sps. and I never missed a payment. Ive been disputing this for almost 2 years now. We showed proof of our loan and we were lucky our bank helped us through a refinance. We received a letter from SPS who instructed us to send the mortgage payment to them. SPS has charged off as well but keeps charging me monthly charges and harasses me multiple times daily . We will contact you within five business days to acknowledge receipt and let you know if you need to send additional information or documents. 2019); cert. Yet loan sold again but no proof of ownership! It has been a nightmare and there has been my forged signatures to documentsee trying to undercut the firm handing my case. More than 86% of the aforementioned statistics are loans originated before 2008. My bank shows the check for this month is pending, so what did SPS do with my check from last month. My statements and all my account info at SELECT PORTFOLIO SERVICING, shows the original balance of $86,395.00!! Whos watchin the hen house ? Im behind on my mortgage because they keep raising it. I dont care if God strikes my home and burns it to the ground. Sounds familiar! Consumer Protection Laws: TILA, RESPA, TILA and RESPA combined, The ECOA REG. Aug 2012 - 20142 years. They refuse to work with you, they increase your notes higher to make sure you fail. There essentially bleeding the equity out of my home and i am nervous that my only home where i live with my 3 small children will go into foreclosure. Over the years my dad has probably paid 3 times the original note. The Select Portfolio Servicing Unfair Debt Collection PracticesClass ActionLawsuit is Angel Rivera, et al. Im now a widow on SSDI and this whole ordeal has caused me so much more stress and fear. Did anyone mentioned here they had received the famous, Federally prohibited, runaround which it is, but not limited to: 1. I believe that SPS wishes to foreclose on the house, instead of allowing for the agreed to Short Sale. They started with me as my husband was fighting cancer and I spiraled into a deep depression after he was gone. In court for 10 years b/c Chase is owner of loanor is it Bank if America? If your going to help them, dont bother me! I have been trying for YEARS to sell home. I received an escrow check from SPS inc made out to my ex-wife and myself. HELP I am currently trying to get a modification on my mortgage with SPS , after filing chapter 13 to save it after they refused the first modification, Help what do I do. ALSO I HAVE A HUGE DOG IN THIS FIGHT WITH THE US DEPARTMEMT OF JUSTICE THROWING THEIR UNPOLITICAL DOG IN WITH MINE. This field is for validation purposes and should be left unchanged. Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. I owe more on my house them when I purchased it. Thats what they want! 8. Last months check hasnt cleared yet, so I suspect SPS is up to something. The complaint quotes the plan as saying, The value of [Selects] second mortgage claim on Debtors property is valued at zero. It is a Federal Crime, and that happened Act quickly!! DWF > The Legal 500 Rankings Corporate and commercial > EU and competition Tier 1 DWF has noteworthy experience in advising private sector clients on matters spanning merger contr If they did, is the information in the 1098 FORM [which includes all the payments you made to SPS in interest and Principle reported to the IRS] correct and accurate? Please let me know if I can join the lawsuit. After the required 3 forebearance payments, they n9eglected to take out the automatic payment, then blamed me,added more fees, forcd placed a fake insurance policy, and once we worked out yet another not so great modification, efused the first payment by adding MORE fees. Credit Ratings, Research and Analysis for the global capital markets. Crookedest company I have ever seen. If there is a class action against them Id love the chance to run this company out. SELECT PORTFOLIO SERVICING Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported Your Search: select portfolio servicing. SPS always says that buyer amount is too low(3 -4 good firm cash offers). Debt collection company Select Portfolio Servicing is accused of sending debt collection letters that violate federal law, according to a class action lawsuit. the mortgage is 760 and the taxes 1166. i have tried for year s to modify. Now they are billing me for $3000 in attorney and drive-by fees. We cant refinance, cant amend the mortgage, etc. Fill out this form for a FREE and prompt case evaluation. If it is NOT.. 6. The U.S. Department of Treasury HAMP] was a potion of taxpayers money used to save Larger Banks, Insurance Companies and the automobile Industry In all cases, these Corporations had to pay back the money lent by the U.S. Treasury, EXCEPT the portion used under the Government Funded Program HAMP. drug injury lawsuits and product liability lawsuits. Consequently, [Selects] 2nd mortgage lien shall be stripped from this property upon discharge and will not [be] paid as an unsecured during the plan as this debt was previously discharged. I have SPS they have bilked me for late charges that I didnt owe they also sent me my address with some other customers name on my homes bill. We just refinanced our loan to get out of their deceptive actions. In January 2018 I lost my home to SPS. These actions are in violation of RESPA, TILA, however, sometimes, they may also trigger other consumer laws, like [UDAAP, the ECOA REG.B and the FDCPA], among other consumer protection Laws Governed by Mortgage Servicing Rules. This still hasnt stopped them. This month, I sent my payment by Certified Mail/Return receipt. S u need to search lawsuits thats all pertain to yourself and stop. A link to creating an account may be found here: https://topclassactions.com/signup/. this is what they do. Requesting for documents not related to the loss mitigation you applied for OR. that reports on class action lawsuits, class action settlements, Plaintiffs Angel Rivera and Angela Rivera claim that Select Portfolio Servicing violated the FDCPAwhileattempting to collect a debt from them that they did not owe. If it does look familiar, sadly you are not alone. The Reward a criminal receives from the DOJ: One of the biggest assistance to homeowners is the PR Principal Reduction and/or Principal forgiveness for those who owe more than the home is worth, because under the Settlement: For each $1.00 Forgiven by SPS, owned by the Fraudster Credit Suisse: 1. They say I owe over 250,000 on a home I purchases 15 yrs ago for 120,000. In August/September 2016 I called SPS before even being billed and was assured by Melinda(?) Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. Like so many others, they misled me telling me I would qualify then repeatedly denied me based on missing documents, etc. I paid that am out plus have been current in my payments ever since. Does THAT sound familiar to you, did that happen to you, a friend or a family member? I called SPS to catch up on the payments and they said they closed my loan and I would need to sell the house and pay the loan in full. U.S. RMBS Servicer Handbook: Servicing At A Glance . Same situation home sold by HFC and Select Portfolio Servicing had been send mee all type of late charges and false documents. We have been here 20 years and we do not want to lose our home, but we are between a rock and a hard place. What and who do I need to contact. There are too many things that SPS has done illegally to me to count since taking over my loan in 2012. Instead they dragged it out for years making it almost impossible to still be eligible as they would not accept any mortgage payments during this whole time. 362 (c) (3) (A) terminates the automatic bankruptcy stay as to property of the bankruptcy estate. Salt Lake City, Utah. I signed up for the HARP program which gave we a 2% interest rate. [*1] Mekawy v Select Portfolio Servicing, Inc. 2020 NY Slip Op 50287(U) Decided on February 26, 2020 Supreme Court, Queens County Weiss, J. However if I try to sell the house I would need to pay them plus the continued monthly interest. I have been paying my mortgage for around 8 years and have paid only a fraction of what should have been paid. They steal homes. The house was left to me in the will and I was his executor. I need to find out about the class action lawsuit if possible. But Bank of America still provided the funds according to my lender place insurance and got my home fixed back up. Internal Communication Even internal email exchange between employees I had received by mistake, the interaction demonstrates they they deceived the U.S. Treasury and Homeowners. Learn more about the cookies we use. My name is James Ray Maree, I live at 3121 University Drive Lancaster South Carolina 29720 und Im not hard to find . Required fields are marked *. And of course each time they (the banks) are getting paid via their own insurance. your claim status, claim form or questions about when payments are My daughter passed away and left everything to me in her will. Engaging in prohibited actions [The Request for documents unrelated to a loss mitigation, mentioned here, it is considered a violation of RESPA and the CFPB had considered the Practice Unfair and Deceptive and likely to cause harm to consumers. The company did not respond to messages seeking comment. Select Portfolio Servicing, Inc. spservicing.com/Select Portfolio Servicing, Inc. P.O. Later my mortgage was transferred to SPS and I have had hell every since. However, this can result in some functions no longer being available. I have been denied modifications, short sales and now foreclosure which didnt sale and they are now saying they own the home and offering relocations assistance available of 3,000 to leave so they can sale. Fines. We keep getting letters from their lawyers saying they are going to foreclose on us. If you did, it is very LIKELY that you were duped! Thank you, I would like to get in on this class action lawsuit. SPS bonus for liars, cheaters and thieves? I told my daughter that they werent going to help us and they havent! Select Portfolio Servicing HARASSING YOU? NOTHING OR they will be FINED again, and the day after, they will continue to engage in the same pattern of prohibited practices. We will use these documents to determine your eligibility for our deed-in-lieu option. I am owed another escrow check Select Portfolio Servicing Bankruptcy Debt Collection Complaint December 30, 2019 This class action brings suit under the Fair Debt Collection Practices Act (FDCPA) in reference to a mortgage serviced by Select Portfolio Servicing, Inc. They are a Threat to the General Public. I want to get away from this company but they wont allow me to refinance with anyone else. You can change these settings at any time. Three times already spanning three years. Yes!!! I dont think thats fair and its illegal they even knock down the percent to 9% but how is that helping me Im in the same boat as you we need to get together or something we need people 2 somehow sue them and owne houses, I have my purchase of my house since 2006 im hold all points of fraud i found out there lic expired 2 yaers ago and they have a lic to only collect but there monthly charge went for 3000 to next month 6000 i have it without a letter why. After fighting with them for 4 months and only paying them my original payments they told me that they Never received my escrow account from AHL. I also have Select Portfolio Servicing, Inc. and I been have issues with SPS illegal fees of a Loan Modification because in my situation my principal of my mortgage is $122k (Libro Loan in 2005 with % rate of 8 to 15%) but they added fees and past due payments to $265k and my home is only worth $90k . I would also like to have my name added to this. Then said loan is getting purchased for pennies on the dollar. Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. She alleged that the erroneous monthly mortgage statements were harassing, false, and mislead-ing, and that by sending them Select Portfolio engaged in unfair Jacksonville, Florida, United States. The Riveras filed for bankruptcy that same year, and ultimately discharged their debt, including their mortgage, in October of 2009.
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